Terms & Conditions

This website is owned and operated by HILLCREST WEALTH ADVISORS - NY, LLC. By accessing this site, you agree to all of the terms and conditions set forth herein. If you do not agree with these Terms and Conditions, you are not authorized to access the HILLCREST WEALTH ADVISORS website.

Changes and Updates

HILLCREST WEALTH ADVISORS reserves the right to change the terms and conditions under which this site is offered by modifying, adding or removing any portion of these Terms and Conditions. Changes in these Terms and Conditions will be effective immediately upon posting. Your continued use of the HILLCREST WEALTH ADVISORS website after any changes to these Terms and Conditions are posted constitutes your acceptance of these changes.

HILLCREST WEALTH ADVISORS may terminate, change, suspend or discontinue any aspect of the HILLCREST WEALTH ADVISORS website, including the availability of any features of the website, at any time. HILLCREST WEALTH ADVISORS may also impose limits on certain features and services or restrict your access to parts of or the entire website without notice or liability.

Privacy and Protection of Personal Information

See the HILLCREST WEALTH ADVISORS Privacy Policy, incorporated herein by reference, for complete information relating to the collection and use of your personal information.

No Advice and No Solicitation The information provided on the HILLCREST WEALTH ADVISORS website is intended for information and education purposes only and is not intended to constitute financial, accounting, legal or tax advice. You should consult directly with HILLCREST WEALTH ADVISORS or your other advisors before acting on any information on this website. Nothing on the HILLCREST WEALTH ADVISORS website constitutes an offer by HILLCREST WEALTH ADVISORS to buy or sell products or services of any kind whatsoever, including, without limitation, securities or any other financial instrument.


All original content contained on the HILLCREST WEALTH ADVISORS website (such as text, articles, graphics, logos, button icons, images and software) is the property of HILLCREST WEALTH ADVISORS or its content suppliers and is protected by United States and international copyright, trademark or other laws. You are not authorized to copy, reproduce, republish, distribute, transmit, modify or use the contents of these pages without HILLCREST WEALTH ADVISORS’s express written permission. Any trade names, trademarks or copyrighted work owned by third parties is used by EA with permission and in accordance with applicable law and may not be copied, reproduced, republished, distributed, transmitted, modified or otherwise used without the express permission of the trademark or copyright owner.

Unauthorized User Access

You agree not to access this site to:

upload, post, transmit, install or otherwise make available any material or device that contains software viruses, malware, or malicious code designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment located on HILLCREST WEALTH ADVISORS’s network or any third party network;
interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service;
use, monitor, copy, or harvest information and data from the Service through the use of any automated means, including, but not limited to, deep-links, page scrapes, scripts, agents, robots, spiders or other automatic device, program, algorithm or similar methodology.
make commercial use of the site or its contents in order to gain a competitive advantage, for marketing purposes (including, third-party solicitations); collect and use any product listings, descriptions, photographs or prices displayed on the Site in connection with competing with HILLCREST WEALTH ADVISORS or for other commercial purposes; or create, reproduce and/or distribute any materials derived from the content provided on this site;
attempt to gain unauthorized access to HILLCREST WEALTH ADVISORS’s computer systems or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of the site.
Copyrights and Trademarks

The HILLCREST WEALTH ADVISORS design logo and other marks and names that may appear on this website are trademarks and/or trade names of HILLCREST WEALTH ADVISORS. You are not authorized to copy, reproduce, republish, distribute, transmit, modify or use these trademarks or trade names in any manner. All other trademarks or trade names that may appear on this site are the property of their respective owners.

Disclaimer of Warranties

This website and its content are provided on “as is” basis. HILLCREST WEALTH ADVISORS disclaims all warranties, expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement of third-party rights. HILLCREST WEALTH ADVISORS makes no representations or warranties about the accuracy, completeness or timeliness of the information contained on this website, and you should confirm any information presented in this website before relying on it in any way.

Limitation of Liability

In no event will HILLCREST WEALTH ADVISORS be liable to you for any direct, incidental, consequential, indirect, special or punitive damages resulting from your use or inability to use this site, even if HILLCREST WEALTH ADVISORS has been advised of the possibility of such damages. This limitation will apply to damages from any cause of action, including, but not limited to, tort, contract, strict liability or otherwise. In no event will HILLCREST WEALTH ADVISORS’s liability to you for any cause of action exceed the amount paid by you, if any, for accessing this website. HILLCREST WEALTH ADVISORS does not warrant that the functions contained in this site will be uninterrupted or error-free, that defects will be corrected, or that this site or the servers that make this site available will be free of viruses or other harmful components.

Links To Other Sites

This website may contain links to other websites that are independently run sites. HILLCREST WEALTH ADVISORS does not endorse, monitor, make any representation with respect to or assume any liability for any third-party sites, including, without limitation, any products or services that are advertised or made available for purchase through such sites. HILLCREST WEALTH ADVISORS further specifically disclaims any liability for direct, incidental, consequential, indirect, special or punitive damages resulting from use of any third party website.


You agree to defend, indemnify and hold HILLCREST WEALTH ADVISORS and any of its officers, directors, employees, agents and affiliates harmless from and against any and all claims, actions, liabilities, costs or damages (including reasonable attorneys’ fees) asserted by any third party arising from or related to your use of this site or conduct in connection therewith in violation of these Terms of Use.


Should any part or portion of these Terms of Use be found or held to be invalid or unenforceable, then the meaning of said Term will be construed, to the extent feasible, so as to render the Term enforceable, and if no feasible interpretation would save such Term, it will be severed from the remainder of these Terms of Use, which will remain in full force and effect unless HILLCREST WEALTH ADVISORS’s obligations hereunder are materially impaired. Governing Law

These Terms of Use will be governed by the laws of the State of New York, without regard to its conflict of laws principles.

Entire Agreement

This constitutes the entire agreement between you and HILLCREST WEALTH ADVISORS regarding the access and use of this website.